I read the Charleston market through inventory, pending sales, prices and days on market. Here is how, with dated numbers. Ask me what it means for you.

Median, average, list and sale price all tell a different story. I explain how I read Charleston home prices and what to ask. Talk with me about your range.

Forecasts make good headlines and poor plans. I explain what they can and cannot tell you and what to do instead. Tell me what you are planning.

A rate is one part of your payment. I show how rate, loan size, taxes and insurance combine for South Carolina buyers. Ask me to walk through yours.

Mortgage rates move with bond markets, lender costs and your own profile. I explain the pieces in plain words. Ask me how it affects your plan.

Temporary and permanent buydowns trade cash now for a lower payment. I explain how each works and what to ask a builder or lender. Talk with me.

Waiting is a bet too. I lay out what to weigh before you wait on rates in Charleston, without promising where they go. Ask me to run your numbers.

A fixed rate stays put and an adjustable rate can change. I explain the tradeoffs and the questions to ask your lender. Tell me what you are planning.

Inventory shapes how much choice buyers have and how hard sellers must compete. I explain how to read it in Charleston. Ask me about your price range.

Housing, insurance, taxes and daily costs all shape what Charleston costs. I show how to build your own budget from real quotes. Tell me your plans.

There is no single best month. I explain how seasons, rates and your own timeline shape the choice in Charleston. Ask me what fits your plan.

National headlines can miss Charleston by a wide margin. I show how to compare local and national numbers fairly. Ask me about your price range.

The median and the average can differ by a lot. I explain which one fits which question, with a Charleston example. Ask me about your price range.

Months of supply shows how long current homes would last at the recent sales pace. I explain how to read it for Charleston. Ask me about your price range.

Days on market sounds simple but hides a lot. I explain what it measures, what it misses and how to read it for Charleston. Ask me about your range.

Insurance can change your monthly payment as much as a rate change. I explain what to quote before you offer in the Lowcountry. Tell me your plans.

Commercial deals follow different numbers than homes. I explain what I watch and who to involve before you buy. Tell me what you have in mind.

New homes compete with resale homes for the same buyers. I explain how builder incentives and supply affect the resale side. Ask me to compare for you.

No month guarantees a better sale. I explain how the calendar, weather and your own plans shape the best time to sell in Charleston. Request a home value.

The Fed does not set your mortgage rate, but its decisions can ripple through the market. I explain the link in plain words. Ask me how it affects your plan.